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PRIVATE & PUBLIC HIRE COVER FROM THE TAXI INSURANCE SPECIALISTS

Private Hire

Private Hire

Reliable cover for private hire drivers who rely on their vehicle to keep earning. We’ll help you arrange the cover that fits the way you work.

  • Cover for pre-booked journeys and everyday private hire work
  • Fast food and courier use included, as standard
  • Cover options for drivers with points, claims, motoring convictions, or limited experience
Public Hire

Public Hire

Specialist cover for public hire taxis and hackney carriages, arranged with the demands of taxi work in mind. We will help you find cover you can count on.

  • Cover built for taxis working on the street or at the rank
  • Support to help find a policy that fits your needs
  • Policies designed to protect you, your passengers and the public

Manage your policy online

Stay in control of your policy with quick, easy access to everything you need.

  • Make changes to your policy
  • Manage your payments
  • Renew your policy
  • View, download or print your policy documents

Why choose Flag Insurance?

Star Rating

4.8 Star Rating

Rated Excellent by hundreds of customers on Trustpilot

Policy holders

500k+ Policyholders

Join over half a million drivers covered by Acorn Group

Experience

40+ Years Experience

Access to decades of taxi insurance expertise from Acorn Group

Claims line

24/7 Claims Line

Our UK based accident and claims reporting line is available whenever you need it

Our levels of cover

Choose a level of cover that suits your needs:

Third Party Only
Third Party, Fire and Theft
Comprehensive

Private and public hire work, food and parcel delivery work, plus personal driving

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Public liability insurance for £5m cover as standard

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Medical expenses for your passengers (up to £100 each, £400 maximum)

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Motor Legal Protection up to £50,000

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Loss or damage to your vehicle caused by fire, theft or attempted theft

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Glass windscreen cover

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More information on cover is available in the Insurance Product Information Document and Policy Booklet which can be accessed via our Documents section.

What people are saying

Getting a taxi insurance quote is easy. Just follow these steps: 

  • Enter your details to get your quote
  • Choose a payment option
  • Select your optional extras
  • Get back on the road!
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Frequently asked questions

What is the difference between private hire and public hire insurance?

Private hire insurance caters to vehicles that require to be pre-booked in order to pick up passengers. Public hire insurance caters to vehicles available for immediate hire, this means they can be flagged down on the street or at a taxi rank, Public hire usage also covers private hire usage.

Do I need Taxi Insurance?

If you use your vehicle for hire & reward work, you will need taxi insurance. This includes private hire, minicabs, and public hire vehicles. A standard car policy even with added business use will not protect you for taxi work. Only a taxi-specific policy gives you the cover you need to carry paying passengers safely and legally.

What types of taxi vehicles do you insure?

We can arrange insurance for a wide range of taxis vehicles, from standard saloon cars and hatchbacks to larger vehicles. Get a quote today to see if we can help find suitable cover for your vehicle.

Do you provide cover for food and parcel delivery?

Yes, all policies arranged by Flag Insurance (Brokers) automatically provide cover for food and parcel delivery at no additional cost. This means you are insured for delivery work alongside your licensed private hire driving.

Am I covered to drive other vehicles if I take out comprehensive insurance?

No, our taxi policies do not provide you with cover to drive other vehicles.